Frequently Asked Questions

What is No Claims Bonus (NCB)?

This is a discount awarded for the completion of 12 months continuous claim free insurance. NCB can only be earned and used in your own name and on 1 vehicle at a time. NCB is not acceptable if it expired more than 2 years prior to the inception of your new policy NCB is reduced after a fault claim. (Please refer to your policy wording for full details of NCB reduction). If you are unsure if your NCB is valid you can call our experienced advisors on 0800 019 0933 who will be happy to help and advise you.