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Frequently Asked Questions
- What are material fact(s)?
- What are classed as disabilities or medical conditions?
- What is your Full and /or part-time occupation?
- Who is the main Driver of the vehicle?
- Why do we need your telephone number?
- What is the number of other vehicles in the household?
- When was my vehicle first registered?
- What are imported vehicles?
- What are modifications?
- Do you have access to any other vehicles?
- What is an immobiliser?
- What is a tracking device?
- What are the differences in cover type?
- What do you use the vehicle for?
- What is No Claims Bonus (NCB)?
- What can I do if I have Zero or Low No Claims Bonus?
- Are there discounts available for ex-company van driver?
- Fault and Non-Fault claims – what is the difference?
- What is protected No Claims Bonus (NCB)?
- What is an excess?
- Where is classed as a hazardous/dangerous location?
- What is classed as an aerodrome, airfield or airport?
- What is classed as foreign use?
- How can I make my insurance cheaper?
- I don't have breakdown cover, can I add it now?
- Why do I need motor legal assistance?
- When does my cover start and can a policy be backdated?
- If I have an accident and do not wish to make a claim, do I still have to notify my insurer?